Confirm Availability

  • This field is for validation purposes and should be left unchanged.

Contact Us

  • This field is for validation purposes and should be left unchanged.

    Affordable Vehicles Under $20,000 for Sale in Fort Worth, TX

    Are you in the market for a high-quality sedan, truck, or crossover at an affordable price? If you’re shopping on a modest budget or just don’t want to spend big on your next car purchase, you’ve come to the right place. All vehicles listed on this page are available now in our Fort Worth showroom at a cost of $20,000 or less. Check out what we’ve got on offer and don’t hesitate to reach out to us at Hiley Hyundai of Fort Worth if you have any questions.

    Used Cars, Trucks, and SUVs All under $20k 

    If you’re looking for a reliable used vehicle, there’s a wealth of options available to you at Hiley Hyundai of Fort Worth. Whether you’re looking for a comfortable compact car to zip around town in or a sturdy, roomy SUV to accommodate your big family, you can find a wide variety of used and certified pre-owned vehicles in our inventory, including models that go for as low as $20K. 

    Our friendly team of professionals is ready to help you take home your next vehicle and can work with you to simplify the buying process so you can get on the road in no time. We also offer used car financing so you can find a payment plan that best matches your budget. Our team works with all types of credit, and we’ll help you find a loan at an affordable interest rate and walk you through your options from the minute you step through our doors. 

    Benefits of Purchasing a Car for Under $20K

    It’s a big decision to buy a car, and the decision to purchase used over new often comes down to what you can afford. There are many benefits to purchasing a car for under $20K:


    The less you pay for a vehicle, the less you’ll have to pay in interest, taxes, and fees. When you purchase a car for less, you’re also saving much more than you would otherwise, which can make it easier to save for other big purchases, whether you need money for your kids’ braces or a new refrigerator. The tax savings you’ll enjoy from purchasing a low-priced used car are especially high. When you trade in your current vehicle, you may be able to enjoy even more tax savings. 

    Lower Insurance Costs 

    Purchasing a used car not only saves you thousands of dollars, but it can also help you pay less to insure it. Newer cars generally have parts that are much more expensive than a used car, so insurance premiums tend to be much higher. The cheaper the car, the more minimal the insurance you’ll need to put on it. 


    While there was a time when a used car only lasted so long, today’s used cars can last for many years. You can still drive many used cars long after they’ve surpassed 100,000 miles as long as you take them in for regular maintenance. With the amount of research freely available, it’s now easier than ever to find out everything you can about the car you’re interested in, regardless of the specific year or model. 


    With a low-priced used car, you can more easily modify the engine or personalize the car’s external or internal features. You can customize it as much as you’d like without worrying about the lease or warranty as you would for a new car. Cars under $20K are perfect for those who want to be able to work on their car freely and get creative. As a bonus, if you’re planning on purchasing a new part or getting an upgrade, you likely won’t have to spend nearly as much as you would with a newer vehicle. 

    Trade-In Potential

    If you feel like purchasing another car in a few years, you may be able to trade your used car in for something else that’s just as spacious and economical. You’ll also know everything about your traded-in vehicle from the vehicle history report so you can know exactly what you’re getting, regardless of the model. Traded-in used vehicles can be a great option for your teen driver, and they’re also good options for daily commuting.


    When you purchase a used car, you can often get a lot more for your money than you might expect. You may be able to finally find the unique classic car from decades ago that you’ve always wanted. If you desire something more modern, you may be able to also find vehicles from just a few years ago, like the reliable Elantra, the luxurious Equus, and the beloved Santa Fe.


    Many used cars today have excellent safety features and ratings. Safety is key with any new vehicle, and it can sometimes be a concern when purchasing a used car for under $20K. When you purchase a used Hyundai, you can rest assured that you’re getting a vehicle that has an array of safety features designed to keep drivers and passengers secure, regardless of the conditions or terrain. Hyundai was one of the first automakers to adopt advanced safety systems, and most used vehicles like the Elantra feature traction control, stability control, front-seat side airbags, anti-lock disc brakes, and much more. 

    What Are the Benefits of Buying a Used Car?

    Selective Focus of Black Hyundai Steering Wheel by Mpho Mojapelo is licensed with Unsplash

    The main benefit of purchasing a used car is the lower price. Choosing a pre-owned Palisade or Tucson can save you thousands of dollars compared to what you’d pay for the same vehicle fresh off Hyundai’s assembly line. The reason being that the value of every vehicle drops substantially during its first few years of use. Some estimates suggest that the moment a new car is driven off a dealership’s lot, it loses 20% of its value. Over the first two to three years, the decline can increase to as much as 40%.

    A related bonus of a pre-owned vehicle is that you may be able to afford a higher trim of the vehicle you want if you purchase it used. Higher trims can include features like larger infotainment screens, upscale leather upholstery, and many modern driver assistance features. They sometimes also offer a more powerful engine than what’s available in the vehicle’s base trim.

    Another major advantage of buying a pre-owned car from Hiley Hyundai of Fort Worth is our commitment to quality. Each used car goes through a thorough examination by one of our Hyundai-certified technicians before we put it up for sale. The inspection gives us the opportunity to identify any problems that may require repairing or maintenance. Due to this process, you can be confident that all the used vehicles you see on our lot are in good condition and ready to hit the road.

    A final benefit to choosing a pre-owned vehicle from our Fort Worth showroom is that your used car purchase may have a positive impact on your insurance premiums. Auto insurance providers usually base the monthly rates you pay on an estimate of how much it would cost to replace your truck or crossover. Since a used Kona or Ioniq costs less to replace than a new one, you should end up paying less for your insurance than if you were to buy the latest model.

    Pre-Owned Vehicle Buying Tips

    If you’re buying a used car for the first time, you should pay attention to some key points about each vehicle you’re considering. First, take note of whether the car you want to buy is still under its original warranty. Hyundai typically offers a five-year limited warranty with its new vehicles and a 10-year powertrain warranty.

    If the original warranties still apply, you’ll have added protection going forward against mechanical problems or other defects. There’s no need to worry if the warranties have expired, since you can easily add an extended vehicle warranty to your purchase to protect your investment.

    You should also take note of the mileage on the used car’s odometer. It’s important to know how much the vehicle has been driven because this can give you an idea of how long you can expect it to last and when significant auto servicing will be required. For example, many vehicles require auto servicing to key components after 30,000, 60,000, or 120,000 miles.

    Used Vehicle Warranties and Protection Plans

    Our finance center and service team work together to offer you competitively priced vehicle protection plans that we strongly recommend for any used vehicle purchase. These plans can be tailored to meet your personal requirements, including by altering the length or scope of the coverage. For example, you could purchase a protection plan for one, two, or three years.

    It’s important to be aware of the different extended warranties on offer. A powertrain warranty provides coverage for work resulting from defective parts or poor workmanship on your engine, transmission, and related components. Due to the complexity of these parts, they’re often the most expensive to repair on a vehicle. A powertrain warranty is therefore a good option if you want to guard against major future repair costs.

    If you don’t mind paying a bit more each month, you could consider a bumper-to-bumper warranty. This extends the coverage to most of your vehicle’s parts, much like the coverage provided by a limited factory warranty.

    In addition to conducting any work that falls under your warranty, our Fort Worth service team can assist you with all your routine maintenance needs, including oil changes, brake pad replacements, and tire rotations. Our service technicians rely on high-quality original equipment manufacturer parts stocked by our parts department when they carry out repairs or maintenance.

    Find an Affordable, Reliable Vehicle at Hiley Hyundai of Fort Worth, TX

    Even though purchasing a used car is more affordable than getting a new one, we know that many of you will be looking for an auto loan to complete your purchase. Our finance team has extensive experience in helping buyers of new and used vehicles land an auto loan that meets their needs. We’re happy to work with a range of customers, including if you’ve struggled to get approval due to bad credit or if you’re a first-time buyer without a credit score.

    We try to keep our auto financing process as simple as possible. All you need to do to get started is complete our online application form, which asks you for some personal information about your address and income. Once we receive the form, one of our finance professionals can start work putting your loan deal together.

    Now that you know a bit more about the benefits of shopping for a used vehicle under $20K, we hope you’re ready to explore our diverse inventory. If you have any questions or you’d like to learn more about one of our vehicles, feel free to contact us. Our sales team is waiting to take your call or arrange a test drive in Dallas to help you get a feel for your chosen car.

    Hiley Hyundai of Fort Worth 32.740031, -97.471185.